Here in Louisiana, I am able to claim farm use to avoid paying property/homestead taxes, thus I pay none. Can't remember what the minimum acreage is. What some folks have said here about being debt free is absolutely true. I'm fortunate enough to not have to pay a mortgage, haven't done so in over 20 years. Believe me, it took some discipline back in the days. For a new truck/boat, buy it and pay yourself back. Interest rates, no matter how small, will eat you up. Avoid them at all costs. Just my