Quote Originally Posted by feeshrman View Post
Their is some very good advice here. I'm jealous of you guys with pensions. The main thing I can add is being debt free including the home takes a tremendous load away. Owning a small farm can certainly provide income and pleasure if it is managed properly. Also, some of the happiest people I know are semi-retired. They have plenty of time for hobbies and some travels but also enjoy working at a slower pace and the extra income it produces.
Right on being debt free before you retire.....you don't want to be making payments on anything.