The cost of living eats it up and the longer you live the worse it is,but by then what are you spending, oh property taxes just to have a roof over your head, maybe after 75 or 80 they should suspend property taxes on senior citizens, but i was lucky enough to get 3% raise on my pension every year, private pension fund. Nobody ever said life was a bowl of cherry's. I must say my dad was right save a little spend a little he told me pay yourself first and hide it, to this day he was absolutely right in what he told me. Thanks Dad.