Thanks guys, I did get most covered under warranty and the AC guys I have are the best. The day it happened I called them at 4:30PM and they close at 5, but came out to check it anyway. Then the circuit boards for my AC were actually not covered under warranty because it was a lightening strike, but they covered it anyway. So very thankful for that. So far just out $125 to Hughes and $150 for service calls on AC which is a lot less than the boards. I also had to buy a $15 AC converter for my dog door which I am hoping is all that is bad as the door is like $300. I hope to stay away from insurance as you know how they are, if you have to use them it's a mark against you and probably the next time they will cancel you insurance. I have not talked to Sony yet about the sound system and not sure what it will take to fix it with the HDMI burnt out.