Really?!!
Seriously, a few rules come to mind:
1. good lure design and a few colors do fine all of the time.
2. if #1. is observed, all fish species will strike, including gills.
3. light line (4#-6# test) enhances light lure action (fish aren't spooked by heavier lines)
4. the easiest way to catch panfish is to cast & slowly retrieve light jigs (as stated in the above replies). 1/32 and 1/16 oz unpainted ball jigs work great with plastic, fur or feather bodies work for me.
5. the way to cover the most water is to cast are far as possible and allow the jig to be retrieved slowly, at mid depth, while twitching the lure with combinations of rod twitches and reel handle turns - NEVER USE A STEADY RETRIEVES.
IMO curl tail grubs except Power Grubs, don't do as well as straight tails or which there are many. Stop a curl tail - zero action; stall a straight tail on a slow retrieve and the finesse action provokes strikes.
These are only a few lure designs that have worked no matter the water or season.
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Power Grub tail whips vs flutters like a flag


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