Reaper

I do residential insurance work with 2 large co. in ok. OlJim is right you need to contact your agent and file a claim. They will stand up for you and have lawyers they pay for. In the residential work if a car hits your house and you let the auto insurance pay for it they will depreciate the heck out of it and you have no way of collecting. If you go to your Co. they will collect everything from the auto insurance and even reinburse you on the deduct. Does not hurt your standing with your co.

Get um