Not sure about the cell phone case (same as a purse), I have to spend a lot of time in Memphis for work. If I had to imagine the first two items a crook is gonna demand is your wallet and cell phone. If they get the drop on you then your kind of in a corner cause you gotta hand over your weapon. I would opt for handing my cell over and wallet and while the scumbag is checking out the loot I'd whip out his extra prize from my rear tuck waistband holster and hopefully expedite the situation, of course this is a hold up situation of course..