For the live of Pete DD. Don't Do This! You are one hiccup from bankruptcy with two mortgages hanging over you like that. Many a man has been layer low by just this thing. Don't walk away, Run! You got any idea what a 1 point rise will do to your monthly? You got any idea how likely a 1 point rise is in the next 12-24 months?

Holy crap! Your playing Russian roulette with 5 rounds in the chamber!!!

Wannabe...