Whether Obama`s policies are a complete failure or not, the fact is we BAILED Wall Street out. So out of gratitude, they can only raise rates and fees? At least a few are simply for themselves, by themselves and TO themselves, which I guess is perfectly legal. To what degree I can, I personally will not vote for ANY candidate who EVER "suggests" another "bailout". If I bankrupt myself, the FED IS NOT going to "bail me out". Same thing; run your "too big to be allowed to fail" back into arrears, well it`s "Syanara !!' But not to worry, they`ll jump from their penthouse windows with their "golden cargo parachutes' LOADED with their MULTI- MILLION $$$$$$ "performance bonuses' that they "earned"...as Wall Street collapses again. Same old story...