Being a NewEnglander, I've spent a lot of time fishing in the cold. The best solution I've found is to wear the fingerless, rag wool gloves. Mind you, you MUST get a size that fits snugly on your hands. Add to that a chemical "Hand Warmer" in each side pocket and you're good to go. Has worked for me for many years. The wool, even when wet, retains the heat, which is why this material has been so successful.