Just returned from Ky Lake today 10/13. Tough fishing right now. First of the week we found fish in 10 - 12' along banks with water dropping of to 14 or better. Fish were "deep" in the brush. Rest of the week was rough. Winds out of the North NE. Fish are scattered but still found a few as noted above. Water temps went from high 70's but fell to 70 by Friday with the North wind as it was. Caught fish on minnows, tubes (green/yellow/char. No luck around docks. Shad were starting to move into the bays. You may just hit it right!!!!!! Good Luck