All great input. Not having much luck with lake front property without HOA's and a lot of fees/restrictions. Going to change my strategy some and find a house close to a lake and short travel to a couple of others. I saw where you were located SeaRay and Lexington area looks like good access to several lakes within an hour or so. Also spotted Camden/Lugoff with access to several smaller lakes within an hour of some bigger water also. Have to google them for some info.Decisions decisions.