Two friends went to the bank for a loan and we're directed to see Mr. Cobb the loan officer. He told the first of all he needed a financial statement. Budro said "a penny saved is a penny earned." Seems ok to me but the officer Mr.Cobb didn't think much of it. He said " why you boys are nothing but a couple of hicks. Do you know what we do with hicks in the city?" Orville said " No, but I do know what we do with cobbs in the country." Didn't get the loan.