PS...16 years ain't much at all. Apart from the savings, most these days work on for the health insurance. Hard to go without these days. I know of 6 out of 30 in my building that are retirement age that can't or won't retire due to needing insurance. And these are generally well paid folk. I'm 47. No way In heck I'll be able to retire at 65 and I've been in a retirement t program since I was 24. Don't worry though, G will let us both move in with him. He's seemed to have figured it out.

Wannabe...