Depending on your age invest in high cap, mid cap, international,bonds. 25% in each. Older you get lean towards bonds. Put it in bonds when there is a shift in power at White House. If republican is elected go to bonds. Ride it for a few months and see whats going on. When things settle spread it all back out. It's a gamble all you can do is spread your money and hope for the best. Iam leaning towards investing in buying cheap land and putting a couple cheap trailers on it and rent them out for 500 a month each. Everything will be paid off in 3 years collect for 23 years and you will make 276,000 on a 36,000 investment. Rent is outrageous now adays and its not going away. Won't have a problem finding renters for that price in my area. It's a joke what is rented for the prices out there.