I bought my daughter a 2008 Nissan about 90 days ago. A couple weeks ago a neighbor backed into it when it was parked on the street and did about $1150 in damage. The other day we were outside looking at it and talking about getting it in the body shop for repairs. Come to find out in addition to the damage from the neighbor, she has damage on the other fender from "rubbing" a car that cut in front of her, and damage on the rear from backing into a stump. That's three "wrecks" in three months.
Instead of using the insurance check to make repairs, I think I'm going to save it to pay the $1000 deductible when she wrecks it right.
Good luck with your daughters driving and prayers sent. I used to pray for all sorts of things for her; now I just ask God to keep her safe.