Thread: Any insurance experts on here?

I'm an expert on payin insurance, and gettin a bad deal on it!!!


Big River Marine
Bill Burnett
870-635-0202

You buy the house, I'll pay the insurance, and like the hotel chain says, KEEP THE LIGHT ON!!! ;-)


Big River Marine
Bill Burnett
870-635-0202

You have two things working against you.

First it is a log cabin. I looked at building one a few years ago. Insurance is why I didnt build it. My insurance representative told me that insurance companies look at it like this...... If something happens to the bottom logs major money to repair.

Second is rural volunteer fire department. Their protection class rating is a 10. The worst/highest you can get. The chances of a total loss from fire is very high.

Those rural fire depts always save the LOT!

Originally Posted by Bigwill

You have two things working against you.

First it is a log cabin. I looked at building one a few years ago. Insurance is why I didnt build it. My insurance representative told me that insurance companies look at it like this...... If something happens to the bottom logs major money to repair.

Second is rural volunteer fire department. Their protection class rating is a 10. The worst/highest you can get. The chances of a total loss from fire is very high.

Not sure about response time and all but there is a Firestation there close isnt it. May not help if its not manned tho.

Tell em you know Feelay

Originally Posted by tritonman

Two things making it high
1) rural- check the fire department response time and the dept's rating.
2) log- huge fire risk

Fire dept. Is right up the street. But it is volunteer. So maybe response time is a factor.

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You need to find out their rating. Most volunteer dept's rate between 8 & 10