Thread: Boat insurance

Usaa

I had Farm Bureau but when I bought the new boat, Progressive beat them and was replacement coverage not ACV. Still have Farm Bureau for home and auto. They are the best in those two markets for cost of coverage and claims. I haven't had to file a claim on Progressive, and hope I don't. Friend of mine did file a claim after hitting a stump and Progressive didn't bat an eye and paid the $3,250 to fix his motor quickly.

State Farm

Allstate

Got my boat with Nationwide...had my house and all cars w/them for 16years, then last year Metlife offered same coverage on house and cars(wouldn't insure boat cause it wuz 10yrs old) for less than 1/2 what nationwide was charging. The very first day my cars and house switched to them, lighting hit my house and did $17000 worth of damage...split main beam ruin appliances etc.....had to "hold my own" a little with them, but long story short they paid for everything. Only had one wreck w/ Nationwide years ago and had to get a lawyer to write a letter for them to stand behind my uninsured motor coverage. My policy w/ Nationwide was grandfathered off my parents, at the time, 5 houses, 9 cars, 3 boats showed between us all , my parents have had that policy for over 25 years and Nationwide still gave us me grief over the truck(and that was the first claim EVER)
... No complaints w/ Metlife.

State farm here. Everything cept our house

Originally Posted by csndgrss

Got my boat with Nationwide...had my house and all cars w/them for 16years, then last year Metlife offered same coverage on house and cars(wouldn't insure boat cause it wuz 10yrs old) for less than 1/2 what nationwide was charging. The very first day my cars and house switched to them, lighting hit my house and did $17000 worth of damage...split main beam ruin appliances etc.....had to "hold my own" a little with them, but long story short they paid for everything. Only had one wreck w/ Nationwide years ago and had to get a lawyer to write a letter for them to stand behind my uninsured motor coverage. My policy w/ Nationwide was grandfathered off my parents, at the time, 5 houses, 9 cars, 3 boats showed between us all , my parents have had that policy for over 25 years and Nationwide still gave us me grief over the truck(and that was the first claim EVER)
... No complaints w/ Metlife.

Man, you have a bad agent then. We had lightening hit our house while we were in Cancun a few years back and then when Katrina hit PLUS a tornado hit us, they came and looked, then wrote us a check that day. I like nationwide on the house

Originally Posted by DonDon

Man, you have a bad agent then. We had lightening hit our house while we were in Cancun a few years back and then when Katrina hit PLUS a tornado hit us, they came and looked, then wrote us a check that day. I like nationwide on the house

I think he said the first day his new metlife coverage took hold is when the lightening hit.