I have determined the three-way swivel is useless, unless you like tying a bunch of knots. I use a two-way and when I tie my drop line, i leave a 6" tag to tie the tok jig head/hook to. Just the way I do it. It also eliminates one knot. and knots are the weakest point of the line.

And by the way, me and WB used to not do it the same. I aint gonna say who told who. We'll save that fer another story.