SteveJ, paypal is like a middle man that's secure. It's owned by ebay. You can place your credit card info or you can open a checking account at your local bank and then "attach" your paypal account to it. I opened up a "Internet use" checking account at my local bank in addition to my main checking account. I attached the internet use account to my paypal account. I can transfer money to and from my paypal account via that bank account or I can use a credit card that's on file with paypal to pay for a purchase. If you sell something and someone pays you via pal pal you then have a credit balance with paypal. You can use that money to buy stuff on the internet where they accept paypal OR you can transfer it to your bank account and then pull the cash out.


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