Thread: Very off topic...dump your credit card

I use my credit cards every day but I pay them off every month.25% of zero is still zero.A lot of them give you cash back or discounts on gas and other purchases plus it's hard to buy anything online without a credit card.

I always pay it off anyway, but Cabela's Visa I read something to the effect
that nothing was changing (I thought)

I have already made it clear to them, anything other than the way it's been,
and they can have it back.

This is very sound advice. I managed to go to a cash budget 7 years ago and although it was painful life is much better now. No credit cards, no car payments, oh yeah and no boat payment including the one I just ordered. I am telling you it was awful the 3 years it took to get there but nothing like financial freedom.