Quote Originally Posted by BigBlue30 View Post
I retired about 5 years ago. Have a ppo plan. I used to complain about the cost until my wife had a quadruple bypass. It was a lifesaver for us. I live in a rural area in East Tennessee so we had to go to Knoxville for the surgery. Sometimes the things I complain about turns out to be blessings I take for granted. Just my take on it. Good luck.

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This is exactly what scares me about an HMO. Like your wife I have had troubles: stroke, 3 heart attacks, triple bypass, have 25% use of my heart, and 6 years ago I was in a motorcycle accident that has left me permanently mentally disabled. Let's just say I see a few doctors in a years time. I can not take off work long enough to travel 1-2 hours away for an appointment. Just can't.