Got retired from 27 years of chemical plants when I fell down a flight of steel steps and hit a concrete curb with my head. The fall wasn't bad but the stop was terrible. After 4 shoulder surgeries and 2 cervical fusions surgeries, the company decided they didn't need me around any more. Got a less than 50% disability rating so that kept me from drawing disability but also from being attractive to other companies as an employee. Workman's comp in KY is worthless so I had to find something I could do physically and that might keep me in truck gas and crappie baits. Started my own business and will have to stay at it till the day they put me in the ground. That's what makes me crazy when I see my taxes being used to take care of those who refuse to lift a finger to help themselves or who come here illegally with their hands out.

Retirement? My wife has a nice retirement fund that will keep the lights on but that's about it.