Well, about a lifetime ago I was a young man. Not so much anymore-not ancient, but getting there. Let's just say that I'll be medicare eligible in a few months, and I'm considering hanging it up. I have a job that is fairly easy but getting more uncertain all the time. I'm an active person and don't intend to slow down unless my health deteriorates. I have a bucket list that includes a LOT of fishing and don't want to wait for that until I can't sit in a boat all day. So, how old were you when you called it quits, and what, exactly, helped make up your mind? Any info you'd care to share about having to cut back on expenses would be appreciated, too. I've tried to calculate all this but have decided it may just be a crap shoot when it comes to being prepared.