This thread interests me, because Paul and I are in the sort of the same boat and frame of mind. Retirement planning is a daunting task when I read about how much I'll supposedly need to live based on our current statistics. I don't need lots of toys (just the boat and a camper) or world traveling. All I need in the years to come is a good place to fish close by, a roof over my head and Paul there to share it with me. I'd be happy to stay in Tennessee, but I'd like to get closer than 60 miles to Ky Lake or possibly head further east within the state.