Cappy we had a very good crop last year even though the late freeze brought temps here to 22 degrees. I think the cold is more harmful when the trees are in the flower stage. I don't think the fruit is as susceptible to the cold. I have a young McBeth loquat that has bloomed for the first time this year. It's in a five gallon pot in my greenhouse. where right now with the temperature at 27 degrees the greenhouse temp is 35 degrees. My little heater is working it's butt off.
"gene"
"G" Gone but not forgotten!!