I have had mine for 11 years and not had any problems at all from it just routine maintenance and it still looks as good as new. The guys i knew with the larger TR21"s with the 250 hp did have some issues with the chine walk but i would expect a smooth 65 mph ride with the 200. I do keep it garaged or covered. It's not quite as big as the one you are scoping out and I have a 150 yammy. It will gps about 58-59 on an average day and has to be my favorite ride so far (hence I have kept it for a long time) with no intention of selling any time in the future. Very stable platform and all around solid boat. Not having payments makes the older models even more attractive.