Hahahahahahahaahahaha, I had that very same conversation not to long ago. Logically yes it would work, but realistically no it won't. I hate all those commercials that say you can save so many hundreds of dollars by switching, what they don't tell you is the level of service and quality of coverage you get for the price, and yes they do drop the amount of coverage overall, its just another scam they lure people in with.