Went in to get a refinancing on the home and found I've only lost $34,000 of appraised value in six years. Combine that with the PMI and the fact the banks take their interest out in declining balance I figure the Federal Government Created Housing Bubble continues to expand my posterior orifice.

Guess I'm one of the lucky ones though. At least my house is still worth more than I owe.
Guess I'll have to adjust my asset to debt ratio from Decent to Crappy.

Doh Where's the Tylenol?

G.