When I thought about it last night (after posting!), I realized that it might be a false rumor. I use a debit card a lot because my bank is out of town. When I run my debit card and get cash back, I am the one who can request cash back and the machine asks whether the total is OK and then I have to approve it.

However, that being said, I really do need to get better about checking my receipts!

Another word of warning - don't use a debit card at a restaurant where you give the card to the waiter! That is a NO-NO!! If anything, use a charge card becaus ethere are generally better protections on charge cards than on debit cards.

Pete