Ouch! Well The Main Reason I Carry Insurance Is Because Of All The Morons Out There! When Someone Runs Over Me On The Highway Or On The Water I Want To Make Sure My Funeral And Medical Costs Are Paid For! I Just Hate Pulling My Boat Across Town Here In Springfield! I Have Had People Just See How Close They Could Get To That Prop! Or If Someone Steals My Boat I Want It Replaced. Some Insurance Policies Cover What Ever You Pull With Your Pickup Or Car And Some Don't. I Have Every Trailer That We Own Covered On It Own Policy. Everything Thing From The Stupid Little 4x6 Atv Trailer That Dad Hauls The 4-wheeler On, The Enclosed Fireworks Trailer Wife Or I Pull To Shows, To The Flat Bed Gooseneck That I Haul Tractors And Equipment On And The Gooseneck Cattle Trailer. If I Have A Registered Cow Break Her Leg As I Am Or Dad Is Taking Her To The Vet She Is Covered. Every Trailer Has A Locking Hitch On It. It Is Sure A Pain To Keep Keys Around For All Of Them. Especially Since The Trailers Can Be 60 Miles Apart At Any One Time.

Finding Out Today That My Insurance Covered The Lower Unit To Me Was Just A Bonus! Fact Is I Have Been Worried What Would Happen And How Much It Would Cost Me If I Lost The Lower Unit. I Never Thought About It Even Being Covered, It Was More The Accident Or Stealing Side Of It I Was Thinking About.