I could give a really long answer on this question, but my favorite time to fish Truman in the fall is late October to early November. By that time, both the air and water temps are significantly cooler which brings the fish up in the water column. They are still found on trees in the flats as well as timber at the mouth of creeks. Typically in 12-20 FOW, 6-12 feet down. I do think fish are harder to find since they are moving back to the creeks at this time, but they are hungry and you can catch nearly ever fish you drop on. Once you find where they are, you can fish a 100 yard stretch and catch 100+ fish, turnaround, and go right back at them. Finding that 100 yard stretch is key. Minnows won't be required (Black and chartreuse plastics, hint hint.....) and boat traffic will be a minimum which is always a plus, too.