If you are getting a new boat then upgrading the boat for safety or reliability should not be a cost impact. My approach was a little different I reckon and I have been in your shoes but with an older boat to start with. I bought the millennium rod holders and good trolling motor and a used "fish finder". Still using the same rod holders and trolling motor as they were quality when I bought them and still considered quality in my personal opinion. I have since saved and bought one good HB Helix and hope to use it for many years and hope to add another in the near future. Reckon I'm saying I did without all I wanted by purchasing quality product that I would not have to replace or upgrade. There is some good post in the classified section of the forum with some quality items, and I'd for sure keep an eye on that. GOOD LUCK!