I agree with what you are saying but I also believe that the terminology has been lost over the years and now cover has become known as structure. As you said structure is the hard make-up of the lake itself; points, creeks, drop offs, flats & even rod beds ect. Cover is "housing" stumps, sunken trees, rock piles, man made attractants (condos) ect.
In my mind the 2 (cover & structure) are very different in make up.
One of my best spots for big crappie I fish every year is a point (structure) with a brush pile (cover) sitting on the end of it.
Another good spot about 300 yards away is a drop-off (structure) but the best crappie concentrate on a few clumps of stumps (cover).
I guess in the grand scheme of things it really doesn't matter as long as you're catching a few fish.


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