Hey Kissfan4,
I understand your confusion. I have went into some of the smaller resorts and they have it posted just like you thought it might be. I try and tell them they are wrong. It is 20 x the number of fishermen. One had a sign that says 40 is the max in possession regardless of the number of fishermen. I asked where they got the info. and they say it was old "Joe". He has guided for years and told us that. Well I have guided for years too and have always understood the law. Joe obviously doesn't! What Dux, Kercha83, and 325WSM is right on the money! The guys on here are a good resource for information for sure. Also like they said don't have processed fish in the boat. All crappie a good 10 inches, don't go over daily creel, have the needed equipment (license, PFD's, fire extinguisher, etc.), and no open containers of booze, and you should be good to go.
Old Guide
Matthew 6:34
Therefore do not worry about tomorrow, for tomorrow will worry about itself. Each day has enough trouble of its own.