Neighbor of mine had a 97 Expedition that looked nearly identical to yours after it just exploded, during the night, in his driveway. Melted the backend of their Camry that was 4 feet in front of it. Also, their Datsun pickup parked beside it sustained $4,000.00 damages. They, immediately, reported this to their ins. co. Ford Mtr. Co. quickly came and hauled it off. Do not know who paid, but they quickly were driving a new Camry and a nearly new Tundra. Hhhmmmm!!