layed off//lost the killer job

[chardonsdad]

My youngest son works in the auto industry. The good thing is it is all Toyota stuff. If was one of the Big 3 it would scare me. So far they have been doing pretty good and not laying anyone off. They are drug testing like mad and that has cost some people their jobs. That really doesn't bother me though. I retired form a medical tech job also. I did radiation diagnostic equipment. I have a great pension and up until last year great health insurance. The Medicare Advantage plans saved us concerning health insurance. My thought is none of you younger workers are going to have those benefits. And I can tell you it is almost impossible to have enough money when you retire. Pay off your house before you retire and have a reliable vehicle and cut up them credit cards. Those little hidden things soon eat into your savings. That along with what just happen to our 401's scare me.

My wife and I decided to pay off the house this past Friday (12-12-08) and man it sure feels good in this day of uncertainty, we have both cars paid off, and all we like is about $3,000 dollars of credit card debt. I feel the pain these young people are going through in these days of uncertainty but it is time to keep the faith and know that GOD will help those who help themselves. It ain't easy to be debt free but it is worth it.

[Shine Runner]

sorry to hear about the layoffs, I can understand because my company has done some layoffs already and I missed the 1st round of cuts but now 53,000 more are on the line in the coming rounds of cuts! job market is flooded with people looking for jobs now and will be overflowing soon....guess we'll see soon enough how bad this is gonna get....ya'll hang in there

[RIVER HAWK]

Laser Doc,
I hate that for you and your family. I have a feeling my job my be going soon. Socialized medicine is going to destroy all aspects of our medical system. Many pharma companies are laying off everyday. Our stock went down 65% in just one day last week. These are scary times. You are a good man and you have many skills. The lord will look after you and your family. You will find something soon. I can only imagine how you must feel. I have always found that it is hard to understand WHY THIS IS HAPPENING TO ME when it is, but 6 months down the road it turns out to be a blessing. I hope this will happen to you also. You are in my prayers

[FalconSmitty]

i got laid off awhile back, recalled and laid off again. this went on for 3 years. Well that was 1986..but I just started working for myself and I haven't been laid off yet...something will comeup.. it always does, just find it...

why cover the boat..use it while ya got the time..

good luck and will be prayinfor your family..

[papasage]

with gass coming dow maby it will git better . inmark was $1.75 yesterday .
coachman camper plant here is closing for a while . don`t know when it will reopen . Gilman building product sawmill is talking about cutting back to 3 dayes .so far i have stayed buisey .alwaye buisey at christmas . afraid what will happen after newyears .and fter jan. 20th.

[papasage]

with gas coming down maby it will git better . in mark was $1.75 yesterday .
coachman camper plant here is closing for a while . don`t know when it will reopen . Gilman building product sawmill is talking about cutting back to 3 days .so far i have stayed busey .always busey at Christmas . afraid what will happen after new years .and after jan. 20th.

[laserdoc]

Thanks for all the "hang in there" comments
The wife makes good $$ as a nurse and we always lived off one pay check so she says we will be ok.But it was my pay check. Just things will be real tight for a long time

[papasage]

maybe some of the customers will call you to do some repairs . don`t know if that is passable .
my son in law did pool service for a pool co last year his boss wanted to change their agreement on pay . he quit . a lot of the customers called and asked if he would keep servicing their pool . now he is making as much or more than he did :D.

[laserdoc]

different situation with me. Most customers are under contract. Plus I have no access to software upgrades,tech support,parts etc.....
Also the liabilty insurance is out the roof.

[birddog]

Hey Chardonsdad now that you have yours paid off how about kicking in some on mine? I still got about 29 years to go.