Man do I hear you. I am on Cobra insurance since I lost my job and I am paying $512 per month (single coverage)or $6,144 per year. I would like to complain more, but thank GOD for insurance. I had a 12mm stone removed and the total bill was $28,300. My share will be around $2000. If I had no insurance it could have ruined me. I will lose this insurance in March of next year if I do not find a job. This is scary.