Lake Talquin is a winner for year round fishing but it does get colder than further south....but the further south you go the more expensive it get's for water front. For $350,000a you can buy a mansion on Talquin. There is a line, more of less across the state in the Lakeland area. Colder north and warmer south. Of course the line is debatable. Good luck on moving down here. Warm weather and no income tax.