I fish all winter and lots of days the boat is frozen to the trailer. But back into the water and it will thaw in a few minutes. Lots of days temps will not get above freezing. And will be in the Teens when I leave the ramp at first light. Lots of days you skim ice off the minnows if you leave the cooler open for long.
This pick was on reelfoot, high was a warm 21 degrees that way. Limit of fish from first light until this pic was taken and man it was cold.

Going in the am there calling for Temps to be around 12 degrees here on Pickwick. So will be sure to get a great pic of cold temps in the am.