I don’t rely on water temp as much as time of year. On Tellico Watts Bar etc I start fishing first of Feb through March. I use 20 braid with a barrel swivel and 3-4 ft of 6 lb mono leader I try to stay in the .8 to 1 mph it’s hard to beat Charlie Brewer sliders esp blue chart tail but I use double rigs with every color combo till they tell me what they want. I try to stay in 3-8 ft of water in backs of big bays creeks etc. I use 1/16 jigs and usually start out between 4-8 ft of line behind the board I never use crankbaits


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