Smith will be pretty tough from the bank, its mostly rough terrain getting to the water unless its someones back yard. Smith lake park on cullman side has a fishing pier that used to have an underwater light right under the edge of it, should be about as good as any bank fishing around the lake. The creek channel runs pretty close to it within casting distance of the pier, there are also flats that are within casting distance. Also Arrowhead landing in Crane hill has a nice park, but it is mostly shallow flats that you would be able to reach from the bank. Arrowhead landing is way up Crooked Creek and would be a great place to fish from a kayak. Good Luck!