Thread: Boat Insurance

My 2001 has insurance, Why would you not have it ?

For as long as you can, your boat ins,will be the cheapest part of your fishing trip if you fish very much at all.

mines been paid off awhile,still have insurance

Unless the price is exhorbitant, keep it. never know when it'll come in handy. Biggest thing is your electronics and type of coverage, My policy is for replacement coverage not book value. Was hard to find but when TM got stolen in a parking lot, got a brand new 54 lb thrust to replace my 12 yo tm

Originally Posted by REDBOAT

Guys, I paid my boat loan off last year. My question is for those who have an insurance plan. How long she I keep a policy on the boat? (It's a 2010 Bass Tracker Pro 170). Thoughts?

You need to keep insurance on it all the time because you never know when something is going to happen you may hit someone while out fishing hope not or you may have something go wrong with the motor or anything just my 2cts

One more thing I keep full coverage on my tracker it's like $125 a year

It depends on whether you are willing, or able to absorb the loss if something should happen with no insurance.

It's good to have some sort of insurance on your boat new or old. I couldn't run out and replace what I have because some body run into the back of my boat while stopped a light. People not paying attention to the road or the water scares me with the idiots that we all know are roaming out there. I know everyone has had that one person always up on your motor while driving. You maybe the only one with insurance! Good luck if you don't.