Printable View
We have always bought vehicles, kept them for upwards of 6 or 7 years, traded in on something else.
Would you recommend to keep on, or lease?
My commute to
- work is 8 miles, round trip.
- closest lake - 9 miles round trip.
- Farthest lake - 60 miles round-trip.
Typically my vehicle is the one we take on vacation, once a year. And for day trips to relatives a couple of times a year.
As for the mileage limits, I should be fine.
Other considerations?
In the long run its cheaper to buy
Dave Ramsey hates leases. Therefore so do I . Dang , 8 mile round trip . You trading every 6 years ? Bet the dealers love ya !!! Maybe sell it to me at trade in value. Our newest vehicle is a 2002 .
I need to look up Dave Ramsey.
I've been blessed with my commutes to work, the majority have been less than 20 mile round-trip.
I didn't want to get rid of my last vehicle as quickly as I did. I didn't like it, from the first time I towed with it. Recently sold it. It sold quicker than we thought it would.
Definitely check out Dave Ramsey.
Buy it outright, run it to 200k, go get another.
Sent from my iPhone using Crappie.com Fishing mobile app
I’m with Redge! I just replaced my ‘02 truck that had 212k
Sent from my iPhone using Crappie.com Fishing mobile app
Definitely buy.
Yeah man . Dave teaches handling finances the way our grandmother did . He definitely has a gift for it . Sometimes when I need motivation I get one of his tapes out and watch it . It's a shame their not teaching this in schools .
Dave Ramsey's "get out of debt" message is very good, but his investment advice is not so good. If you want to learn investing, there are much better resources available.
He reports averaging over 10% on mutual funds . That's pretty darn good year in and year out for little risk . Now , if you don't mind more risk I'm sure the sky is the limit . He teaches that wealth building is a marathon. Not a sprint .
I'd like to see his reports for the 2000-2001 and 2008-2009 bear markets. ;)Quote:
Originally Posted by Dutchman
My main beef with him is that his advice is way too aggressive for 95% of his audience. Also, he tells people to buy very expensive funds (ones with sales loads and high administrative fees.)
As I said, he's fine on avoiding debt. For investing, tune him out.Quote:
Originally Posted by Dutchman
This is spot on! I know an Investment Advisor who was contacted to be the Advisor he “referred” in that area. It was very obvious that a fee was involved to be “That Advisor.” I know this Advisor very well, as I see him every time I look in the mirror. Since Dave doesn’t know me and my practice, how can he refer me in good conscience? His debt reduction is spot on, great advice. For investment advice, if you are versed in this area, you may not need advice. If not, seek a professional that comes with quality referrals. It’s not a “once and done” situation. Monitoring not only changing markets, but changing needs and goals of the investor is a lifelong challenge.Quote:
Originally Posted by deathb4disco
I've used his realitors and advisors in multiple areas . Very satisfied. They have to meet certain criteria. What region are you referring to ET and Ill Check on that ? Non the less , didn't mean to jack your thread sir . Sorry .
I echo what DeathB4Disco said on this. Any investment advisor who has high fees, charges and commissions should be avoided. Those costs eat away at one's savings and investments. Like he said, there are much better ways to invest. It just takes some research and inquiry to find them.
Maybe I meet his criteria? I didn’t respond to the request, so that’s all I know. My criteria is, my clients needs are more important than what I earn. Thankfully, that criteria has served me well for 20+ years. Don’t misunderstand, I totally respect Mr. Ramsey’s program.Quote:
Originally Posted by Dutchman
Thanks for all the replies. To clarify, I've never had a new vehicle, always been a couple years old. At the moment, a lease doesn't look like a good fit for us.
I am starting to go a little crazy though, not having a vehicle capable of towing. The good news is, I've widdled down the old honey Doo list ! Two more items to go, for now.
Ordered a point one antenna two days ago, it was at home tonight. Have some more items to get to make it work. First I need to figure out how I want to set the NMEA network up.
Gonna repack hubs and replace seals on boat trailer, that way when I get a tow vehicle, I'll be ready !
On a separate note - what vehicle would y'all recommend and why?
Nissan Pathfinder
Chevrolet traverse
Hyundai Santa Fe
Kia Sorento
Above list is no particular order, kinda. Whatever I get will be used.
At the moment, the Pathfinder gets the nod. One dealer we're working with offers a lifetime power train warranty. We've bought two cars from them now, luckily we haven't had to put it to the test. So I'm not convinced whether it's a marketing ploy or not.
It meets our requirements, for the budget and features. I'm aware it has the CVT transmission, which alot of people are mixed on. We currently have two vehicles with a CVT.
Thoughts? Experiences?
Nothing wrong with a good used vehicle.
I have driven F150 trucks forever, so I can’t give you any input on those vehicles.
Sent from my iPhone using Crappie.com Fishing mobile app
Look at Toyota FJ cruisers :) hold value. fun to own :) even if they keep saying they will quit making them.
Leasing - used to be a thing for business people on longer term, away from home assignments.
re-invented so people could buy cars they could look good in, but not afford :)
The reason corporations lease instead of purchasing is they don't have to show a return on investment on the leased vehicle.
Toyota doesn't make the FJ any more, 2016 was the last year. Kia and Hyundai have 100,000 mile powertrain warrantiesQuote:
Originally Posted by timbertoes
I'd be gun shy of a Nissan with a CVT transmission. They have struggled with them and I'm leery of using one for towing.
What kind of boat would you be towing with it?
I personally have a Toyota Tacoma with a 4 liter V6 that has served me well but gas mileage isn't very good when I tow with it. It got right at 20 mpg when I took a trip 400 mile trip with it this weekend but pulling my Triton TX18 it only gets around 14 mpg. I seldom go more than a few miles to launch the boat but when I have made an occasional long trip towing the boat the fuel gauge drops fast.
The boat only weighs 1800#, full load. I've put it on a scale.
I had an Escape, v6 rated for 3500#. That boat owned the escape. I'm now gun-shy of another vehicle rated at 3500#. Quite possibly it was the short wheelbase. Maybe a Toyota Sienna AWD would do better ?
My previous vehicle was a trailblazer, no issues.
I'm all over the board on a vehicle. I've always liked the mid 90's Blazer (full size). Yeah, I'm driving my wife nuts!
Quote:
Originally Posted by CrappieDreamer
I too drive an '02 and put a motor and trans in at 225,000/ It hasn't been wrinkled and I bought the kit for all the extras so other than shocks and tires, I can't think of anything it needs. No power everything either, so stuff just keeps working. Pretty is as pretty does.
My boat is approximately the same weight as yours. I towed it for a year with a Honda Odyssey rated at 3500lbs. It got owned as well. I now have a Silverado that pulls it like a breeze, braking is still compromised though.
Sent from my iPhone using Crappie.com Fishing mobile app
EWS - thank you, I think I'll stay away from the Sienna.
Lower rider - the MPG is one thing I'll miss with Escape, even when pulling the boat, 16- 18 mpg was the normal. 24 on the highway.
Skeetbum- that was the plan with the escape, unfortunately it didn't work out.
I am not sure where you got your information, but Nissan trucks do not use a CVT transmission. My 2017 Frontier SV 4X4 has a 5 speed automatic and with the Value Truck Package which gives you the towing package will tow 6300#.Quote:
Originally Posted by lowe rider
The Pathfinders use a CVT, have since 2013. Yes, they had some problems with it. Supposedly, for the '17&'18 models, the transmission, engine, and suspension was redone. Which upped the towing capacity to 6000#, from 5000#.
I can speak, first hand, for the older Versa (2012), and a 2017, their is a notable difference in how those two drive.
Ive test driven a '16 & a '18 Pathfinder. The '18 was a bit more responsive.
Thanks ... I did not know there was such a difference between the 3rd and 4th generation Pathfinders. The 3rd gens were built on the same platform as the Frontier.
Its over! Got back a little bit ago from a dealer. Wife and me talked it over. Saw an add for a 2018 Nissan Frontier, crew cab, 4wd, v6, value truck package.
That makes 3 new vehicles from that dealer. Hopefully we're done for many many many years!
Now I need to get the races out of the boat trailer hubs, repack, and see how it tows! I was taking my time repacking them, as I did not have a tow vehicle. And I'm off the rest of the week, work the weekend. Any tips?
Same as mine but one year newer. You're gonna love it. The only down side is the gas mileage. I get 17 - 18 mpg around town and 20 - 22 highway. Now we need pictures.
This is the only "tip" I can offer : watch this > YouTubeQuote:
Originally Posted by skunked again
Attachment 313548Attachment 313550
It's the same color as my wife's new Versa. The bad news is, with the way I have our garage laid out, it's a tight fit. So I'm parking in the detached. Which makes one of our kids happy happy, theirs is in the garage.
Even the same color! I added floor matts and had the windshield tinted very dark at the top to cut down the glare. I got a 7 pin to 4 pin adapter for my boat trailer which has a 4 pin connector. I will be adding a trailer electronic brake controller for the trailer of a ministry with which my wife works. Even without the brakes it tows a dual axle loaded box trailer very well.
That's excellent news on the towing! That was a big reason I sold the escape.
Your fuel mileage sounds close to the sticker estimate.
We'll be ordering front weather tech floor mats. We've had them in several vehicles now, I'm sold on them.
When I put backup lights on our boat and utility trailer, I wired a 6 round on them. I couldn't find enough 7 round, was too impatient to wait. Already bought two 7 round trailer plugs, need to get them swapped out.
Have you had any issues/ or heard of people stealing the bed extenders? I could see that thing growing legs real quick. Might try to come up with a cable and lock?
My "bed extender" hangs on the wall in the garage. I don't ever see myself using it. I will disagree with your choice of floor mats. I got Weather Tech matts for my bride's Mazda CX-5 and the snaps have broken so many times I gave up replacing them.
Interesting to hear that about the floor mats.
FWIW my Husky liners’ "screw" ripped out of the carpet after a couple of weeks, leaving a matching hole. I just need to pull the carpet back and put a fender washer in behind it.
Sent from my iPhone using Crappie.com Fishing mobile app
The Mazda has two buttons on each side to mate with snaps in the mats. The Weathertech snaps are made of two pieces of plastic which break at the slightest pressure. The first time they broke I got a hold of the dealer from whom I bought them and they sent new mats and paid to have the old one returned. The second time they broke I called again asking just for a set of snaps (4) and had intended to super-glue or epoxy them together on installation. The company said they did not stock the snaps and Weathertech wouldn't send just the snaps so I said the heck with it. I have a set of 3D mats in the Frontier and while they are a bit thinner than the Weathertech and have a felt type feel to them they have held up very well. They are very easy to take out and just shake what has collected and look like new coming up on one year old.Quote:
Originally Posted by skunked again
Finally got the races replaced in the boat trailer, what a job. Next is to repack the hubs on our utility trailer, and flip the axle, from underslung to overslung. I like it under, the issue is, the tongue jack. If you have much weight on it, their isn't enough clearance.
We went ahead and ordered weather tech's, for the 1st and 2nd row. They look slick! I don't foresee any issues with them. The keeper tabs are built into the carpet. Time will tell.
I pulled the boat to a lake about 45 minutes away, WOW! I passed a semi, two lane highway, more than enough power. Stopping it wasn't an issue either.