Boat insurance?

Guys,
Who has boat insurance? With all the gadgets and livescope and rods and reels and trolling motor and fish finder units. If someone stole a hummingbird unit at a hotel stay overnight or you sank your boat or lost your engine to fire,how much would you loose?

I just did the math and it’s a little disturbing….

Where do you have your boat insurance?


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I have Progressive Boat insurance, but then again with the age of my boat, they were the only ones that would cover it. Everything is covered for loss and theft.

Certainly is a good idea

I would think that boat insurance might be reasonably priced.
I might be wrong but I don't own one (yet).

I have State Farm. I have a $10,000 writer on the electronics and rods and reels. I carry non deductible theft and comprehensive and a $500 deductible on the boat.

I’ve only had to use it once in the last several years but it was worth it. I was driving down a highway on the way home from the lake when a texting yehaw pulled out from a Cstore and took out the cap of my boat and the port side of my trailer and the front axle.

All-State. And make sure your contents are covered. Not just boat.

I have about $8k of electronics so had to adjust my coverage but well worth it for theft.

I have progressive, this reminds me to check my coverage.

State farm here.

I've got Geico. Insurance was a requirement for the loan when I bought/financed the boat. So far I haven't used it.

Chris

Auto owners here.....full replacement and 12,000 contents.