Moving (retiring) to Ky

Will be moving to KY for retirement because that's where Momma is from (Franklin area). Is there a lake worth settling down on? Our primary house will be in the woods somewhere but I will have a cabin on the (a) lake. I have visited Barren river lake, Barkley / KY lakes, Nolin River lake and Lake Beshear. Is there one that is better than the other? or maybe even one I maybe missing will be flying in for than thanksgiving and want to make a move on the property then The intent is to have the fishing cabin with a decent dock and build a habitat around and under the dock. Just looking for local guidance.


Thank you all

You ever check out Dale Hollow or Lake Cumberland? Those are some pretty ones as well.

What it really boils down to is your budget and what your idea of a "cabin" is.

Usually the more remote the area and farther from civilization/jobs, the cheaper the price. Some of the places on the south end of KY Lake down around the Hamlin area kind of fall into this category, as well as the south end of Barkley Lake down around Linton. You kind of pay a premium for a spot on the northern end of these lakes simply due to the proximity of I-24 and I-69 and all the associated conveniences of gas station, hotels, restaurants, grocery stores, etc.

I didn't look at Dale Hollow but I will I think we looked at Lake Cumberland and it was nice but will circle back on those.

The "cabin" will be dependent if building or prebuilt have a150K budget for the land and the dwelling. I am most concerned with the location and the slope down to the water, everythingelse I can make it how I want it. We were not really a fan of northern KY lakebut down around Cadiz was nice.

I appreciate your suggestions going on Zillow aswe speak.

Srminosky, I think Barkley and KY lake are great. Have no idea of costs for a lot/cabin on these lakes, but it probably will be more that your budget especially if you want a nice floating dock (Probably $10-25k for an aluminum covered dock). You also need to verify some of the other lakes to make sure you can own down to the water. Don't think you can have a private dock on Cumberland, Taylorsville, Green, and some other lakes in KY. But, again, if I had the money, I'd have a spot on either Barkley or KY lake.

Perchjerker, the land off of the main lakes on the feeder creeks isn’t to bad. Can be had for about 50-70. The dock isn’t included with the 150, that will be an eventual add on after the main farm house is built. I know a lot of places have to have COE approval and that’s a big consideration. I appreciate your insight.

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Originally Posted by srminosky

The "cabin" will be dependent if building or prebuilt have a150K budget for the land and the dwelling. I am most concerned with the location and the slope down to the water, everythingelse I can make it how I want it. We were not really a fan of northern KY lakebut down around Cadiz was nice.

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150k will be tough for on the water with a dock, and especially for a mowable slope to the water.....you might find land only with a shared dock for that price

Best of luck in your search!

Also keep in mind that it can be a bit more difficult to get a dock permit on Barkley Lake than KY Lake. An already permitted dock on Barkley adds a good bit of value to the property.

Barkley Lake shoreline is managed by the Corps of Engineers, whereas KY shoreline is managed by the Tennessee Valley Authority (TVA). Both have their own set of rules for waterfront property.

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Originally Posted by artcarney_agr

Also keep in mind that it can be a bit more difficult to get a dock permit on Barkley Lake than KY Lake. An already permitted dock on Barkley adds a good bit of value to the property.

Barkley Lake shoreline is managed by the Corps of Engineers, whereas KY shoreline is managed by the Tennessee Valley Authority (TVA). Both have their own set of rules for waterfront property.

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That is good to know. The dock can be an afterthought and I can get the land manageable by doing the leg work myself, no need to be move in ready and not looking for neighborhood more dirt road cabin in the woods no grass kinda thing. Nolan lake is nice just a lot of cliffs. The input really does help set expectations so I appreciate it.

I live in Franklin. Barren is the closest lake to Franklin but there aren’t many properties on this lake that slope down to the lake. A lot have steps down steep ground to the docks. Barren also has a major draw down for winter pool of 27 feet so there is a lot of dry land during that part of the year, unless it is like the past couple of years with it being above summer pool for most of the winter. Nolin is northeast of Bowling Green and is also a nice lake. I have fished it several times but don’t know a lot about it. I don’t think you’d go wrong with any of the lakes mentioned by anyone on this thread


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Rough river may also scratch your itch not as big as ky or Barkley but has lakefront property As described