Any of y'all got anything that's been paying off pretty good lately? I need to start putting some money aside so I can retire one day LOL
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Any of y'all got anything that's been paying off pretty good lately? I need to start putting some money aside so I can retire one day LOL
I have a sure fire can't miss opportunity for you DD. Invest in the "New Yamaha 250 SHO for Speck's Boat" account. I will guarantee it will pay off in several fishing trips. Heck, I'll even buy the minners.Quote:
Originally Posted by DonDon
Pay off everything that you make payments on for starters.
If you find bigfoot you will be set for life. Heck you had a shot at him on y'alls last show and you missed you need to trade that shotgun in on a Browning Bar with a Leupold scope.
I agree with Tracker123, paying off all your debts is the best start you can take. Then start making those payments to yourself.
Blackjack table in Tunica!
Watch as the 401K starts to rise. Start with $1,000 and add monthly in the high risk.
When my company started the 401K savings plan they would match 2% of my salary. When the kids left home was about the time they started matching 4% and I added $100 per month. Debbie's plan had a limit of 4% and the company matched it with 5%. She add $100 per month.
Agree with the guys saying pay off debt first. Then, if you do not have a 401k through your job, I would suggest a Roth IRA. I have a 401k with match through work. My wife, now retired from Navy, did not have that option so a friend set her up with a Roth. She pays taxes on each deposit (mine is pre-tax) but she pays today's taxes and when she retires, she has already paid the taxes at today's tax rate and not the current tax rate when withdrawing. With the Roth or any IRA, you can spread out your investments over a wide variety of options and change as you see fit. You can also just pick what age you plan on retiring and there are options to choose, by year of retirement, that will automatically pick your investment options. You can go with Principal(who I use), American Funds (wife), Prudential, Vanguard, etc. to get started.
I don't have a 401k at work. Kinda thinking an Ira or a 7 year cd. Nothing pats much these days. Best cd rare I found was about 3.5%. My brother got lucky a few years ago on some kinda stock n made some real good money. Course it's not like that now
Speck, does clothes washing come with that 2? No fishy smell though lol
Where did you find a 3.5% cd rate?