Auto insurance??

[J White]

Comprehensive coverage helps cover the cost of damages to your vehicle when you're involved in an accident that's not caused by a collision. Comprehensive coverage covers losses like theft, vandalism, hail, and hitting an animal. For example, if you are driving and hit a deer, the damage would be covered under comprehensive coverage. However, if you swerve to miss the deer and hit a tree, comprehensive coverage doesn't apply because this type of accident is considered a collision with an object.
Comprehensive coverage is an optional coverage you can carry to help protect your vehicle. Unlike some coverages, you don't select a limit for comprehensive. The most it will pay is based on the actual cash value of your vehicle. You will be responsible for paying your selected deductible.

Thanks for the explanation. You can roll those phrases out like an insurance salesman
Seriously though, thanks.
The actual cash value - thats where I can see the problem arising. I drive old stuff I keep forever. Have a 1982, 1998, and 2002 in operation now.
I guarantee you I would not sell for what ins co says they’d be worth!


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