It's chilly and raining today. Good day to straighten tackle and restring a couple of reels. I admit that I'm a fair weather fisherman. I can dress to stay warm if it's chilly, but I won't fish if it's real cold or wet and cold. Being a warm weather Texan, I usually stay off the lake when it's cold. I may fish in a light rain when it's warm, but cold and wet? Nope. I've seen some folks on here mention going when it's near freezing.

What's the coldest weather you have fished in, not counting our ice fishermen? Where does your misery index keep you home?